A short article on Rio de Janeiro’s real-life ‘City of God’, an area depicted in the 2002 film of the same name which has undergone significant transformation in recent years, widely being viewed as a model example of modern Brazilian urbanisation and citizen integration.
An article from Brazil’s ‘Examen’ magazine exploring the growth of housing construction for the country’s lower classes (D & E) and relative issues affecting the segment. The original can be read at the top of the post.
An extended interview with Marcos Fidalgo from Brazil’s Serasa organisation – the leading credit agency of its type in both South and Central America. We discuss some issues of particular importance for real estate and land investors with regards to Brazil’s ever-growing financial sector including the organisation’s experience; differences of the Serasa’s credit system compared to other parts of the world; Brazil’s current economic behaviour and its relationship with the credit industry; the growth of the credit market; availability of credit in the short, medium and long term; how Brazilian banks analyse loan applications; the future of Brazilian secured lending for overseas investors as well as using Serasa’s services and anti-fraud measures.
Undertaken in joint partnership with the Univesity of São Paulo (the largest and most prestigious higher education and research establishment in the country), ‘Mosaic Brasil’ is a detailed breakdown of the country’s population into 10 groups within which are 39 segments based on income levels, geography, demographics, behavioural patterns and lifestyle patterns. The system uses up-to-date research techniques and its model is now being replicated in several other developed and emerging nations.